No matter where you live in the U.S., you may experience damage to your home from a fire, storm, or other weather-related event. And, storms are advancing beyond typical areas like the Southeast U.S. along the Gulf of Mexico to affect different portions of the country.
According to official figures, the latest hurricane season featured “above-average activity,” with a record-breaking ramp-up. In total, there were 18 named storms, 11 hurricanes, and five hurricanes that intensified to major hurricanes.
Regarding fires, the latest annual figures indicate that fires caused $11 billion in direct property damage, affecting more than 300,000 homeowners.
While some homeowners may avoid serious damage from named storms or fires, the risk is intensifying nationwide. As a result, insurance companies are buckling down on payouts to cover their losses. At some point, you may require the services of a house damage attorney to help you deal with insurance companies.
If you experience damage from a fire or storm, find out how a qualified lawyer can advocate on your behalf to ensure you receive what you are owed.
When Do You Need a House Damage Attorney?
Dealing with property damage caused by fires, floods, or storms often involves filing a claim with your homeowner’s insurance provider. But what happens when the claims process doesn’t go as expected?
Consider reaching out to a house damage attorney if you find yourself in one of these situations.
- Your Claim is Denied: Insurance adjusters may outright deny your property damage claim, even when you believe it’s valid. An attorney can review your policy and denial to fight for your coverage.
- Your Settlement is Insufficient: Insurance companies may offer far less compensation than required to cover all damages, including water damage or personal property loss. A lawyer can challenge their undervaluation.
- Delayed Claims Process: If your insurance claim drags on for months or even years with no resolution, an attorney can compel the insurance company to take action and expedite the process.
- Disputes Over Coverage: Insurance policies often include separate categories for different types of damage. Disputes involving what your homeowner’s insurance covers and doesn’t cover – such as distinguishing between flood damage and wind-related damage – may signal a need for expert legal assistance.
- Bad Faith Practices: If your insurance company is acting in bad faith – such as denying your claim without reason, unnecessarily delaying your claim, or misinterpreting policy terms – a lawyer can protect your rights as a property owner.
How Can a House Damage Attorney Help?
A house damage attorney will use their expertise to resolve disputes with your insurance company and protect your assets. Lawyers such as our team at Potts Law Firm take on the legal heavy lifting while you focus on recovery and repairs.
Here’s how property damage attorneys can help you through this process:
- Policy Review: Attorneys thoroughly analyze your homeowner’s insurance policy to identify the damages covered, including repairs to the home structure, personal property replacement, and living arrangements during repairs.
- Filing a Claim: Our attorneys will gather all necessary evidence and properly document damage to ensure your property damage claim is submitted correctly.
- Negotiating with Insurance Adjusters: Our legal team will work directly with adjusters to negotiate fair settlement terms and increase the chances that you are fully compensated for your losses.
- Litigation When Necessary: If your insurer denies your claim or operates in bad faith, our legal team is prepared to bring the matter to court to fight for the compensation you are owed.
- Preventing Undervaluation: Because insurance companies strive to pay the minimum amount possible, our attorneys will ensure that everything from structural repairs to interior contents and flood damage is adequately valued in your insurance payout.
One of our experienced property damage lawyers will take a service-oriented approach to your case, helping you through every step of the claims process. Whether dealing with storm damage, fire recovery, or water damage, having legal expertise can make an enormous difference in your case’s outcome.
Why Work With Potts Law Firm to Recover Damages?
When a natural disaster strikes, you’re not just repairing a house – you’re rebuilding your life. Potts Law Firm understands the emotional and financial toll property owners endure during these times.
Our team of property damage attorneys prides itself on being a trusted partner for homeowners navigating the insurance system. Here’s why homeowners choose Potts Law Firm to represent their interests after experiencing damage to their home.
- Expertise in Property Damage Claims: We employ skilled attorneys who specialize in property damage claims, ensuring no aspect of your insurance claim is overlooked.
- Personalized Legal Support: Every home and situation is unique. Our tailored approach considers the full scope of damages to your personal property and home.
- Proven Track Record: With a history of helping property owners secure their rightful compensation, Potts Law Firm is a name you can trust.
- Free Consultation with Legal Experts: We understand that working with an attorney may seem like a bold move because it could escalate the dispute with your insurance company. If you’re unsure about hiring an attorney, we offer free consultations to review your case and provide straightforward advice on your best options.
- Efficiency and Convenience: From filing a claim to defending your interests in court, we make the process as efficient and stress-free as possible.
If you’re struggling to recover after a fire, storm, or any other natural disaster, don’t leave your financial future in the hands of your insurance company alone. Reach out to Potts Law Firm to learn how our house damage attorneys can help you rebuild with confidence.
Get Started Today with Potts Law Firm
Natural disasters like fires, storms, or floods can leave homeowners in distress, grappling with emotional trauma and significant property loss. Going through the homeowner’s insurance claims process can feel overwhelming, especially if your insurance company isn’t cooperative.
Hiring a house damage attorney may be the best decision you can make to help recover what’s owed to you.
Don’t delay – contact Potts Law Firm for a free consultation. Our team of experienced property damage lawyers is here to guide you through every step of recovering your losses and completing the claims process.